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Right now, the U. The scam can work anywhere. So, how does this scam work? That stupidly simple hack involved tricking users into giving up the one-time codes WhatsApp sends when you transfer your account to a new phone.

The compromised account would then be used to message WhatsApp contacts and request money. The issue with the WhatsApp hack was that an attacker would only see contacts that were part of the same groups as the victim.

With Facebook, a full set of contacts can be seen, which makes it much more potent. Beyond that, the hack is the same and any compromised messaging platform can be used to fuel the scam.

With the Facebook account hacked, an attacker uses Messenger to contact a number of friends, telling each of them that they are owed money but cannot access their own PayPal account to receive it.

CyberNews has provided this explanation as to how the scam works, and an image below that shows the process in action. The scam can either involve three victims or just two.

The owner of the hacker messaging account is the first victim. The owner of the PayPal account which makes the payment—the only victim who loses out financially is the second victim.

There are some further technical details behind the hack, including the way in which safety checks are bypassed on Facebook and PayPal accounts.

In either case, the use of proper multi-factor authentication MFA to provide a one-time passcode backup to your username and password will stop an attack in its tracks.

Frankly, you should have this enabled on anything where it is an option. Beyond that, this is all about common sense. And make sure you contact them over a different messaging platform from the one they contacted you over.

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